Brick Card Platinum

United Furniture Warehouse (UFW) is part of The Brick Group, and as such our customers receive many of the same benefits as people who shop at The Brick – including the benefits of a Brick Card Platinum.

Receive special finance offers, personalized in-house care and our exclusive payment protection plan when you shop with a Brick Card Platinum. Manage your card online – it’s easy to use and easy to track. Plus, you’ll have a chance to win your balance during special contest periods.

Enjoy the benefits of using your Brick Card Platinum in any of our Brick or UFW locations, or simply go online and start shopping with ease.


Terms and Conditions

On Approved Credit

*O.A.C. with The Brick Card Platinum account (the Account). Minimum Purchase (excluding taxes) of $250 is required. No interest accrues during the Promotional Period. Any UFW delivery charges, GST (5%), PST or HST (if applicable), Merchant Fee (not applicable in Quebec) and other fees or charges that apply to your Purchase (e.g. environmental fees) are required by UFW to be paid at the time of the Purchase. Any fees or charges financed on your Account, including the Merchant Fee, will form part of your Purchase under the Promotional Offer (the Offer) and for the Do Not Pay for 3 Months, No Payment, No Interest Offer, will not be required to be paid during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the Offer will end and the annual interest rate (“Preferred Rate”) of 29.9% will then apply on any unpaid balance owing under the Offer at that time until it is paid in full. Do Not Pay for 3 Months, No Payment, No Interest: Merchant Fee is $0.00. No interest accrues and no payments are required towards the Purchase during the Promotional Period. If the balance of the Offer has not been paid in full by the Promotional Due Date, the unpaid balance owing under this Offer will be converted to a Regular Credit Purchase, and the Preferred Rate (29.9%) will apply after the end of the Promotional Period to that Regular Credit Purchase and a Deferral Fee of $42.50 (not applicable in Quebec) will be charged. Minimum monthly payments will also then apply, calculated as set out in the Cardholder Agreement and Disclosure Statement for your Account. Details for a Sample Transaction on your Credit Card Product for the Do Not Pay for 3 Months, No Payment, No Interest Promotion: Sample Purchase amount (including taxes): $2000.00, Merchant Fee $0.00, and interest charges $0.00. Total interest charges & Merchant Fee: $0.00. Total Purchase Amount (including interest charges, Merchant Fee and taxes): $2000.00. Balance due September 2015, thereafter minimum monthly payments of the greater of 3.5% of your outstanding balance of your Purchases or $10, are due. A Deferral Fee of $42.50 (not applicable in Quebec) is charged and the Preferred Rate (29.9%) applies to the outstanding balance owing under this Offer. Annual Fee (Quebec Only): A $35.00 Annual Fee applies on the Primary Card ($0 each Authorized User Card). For this “No Payment, No Interest” Offer, the Annual Fee will be charged to the Account during the Promotional Period but is not payable until the first statement period after this Offer ends. An Account Statement will be provided monthly and cover a billing period (statement period) of 28-33 days. In Quebec, a 25 day grace period applies to the Balance, and outside Quebec, a 25-day grace period applies to any Purchase that appears on your statement for the first time. The balance under this Offer may be paid at any time before the Promotional Period ends. Monthly payments may be rounded to next whole dollar. See your Cardholder Agreement for more information about the Offer including the fees and charges that apply.

Average Daily Balance $500 $1000 $2000
Monthly credit charges based on the Preferred Rate of 29.9% $12.70 $25.39 $50.79
Monthly credit charges based on Preferred Rate of 29.9% plus optional credit insurance (credit rate of 47.74% based on $1.39/$100 of coverage) plus sales tax. $20.27 $40.55 $81.09
Annual Membership Fee
(applies in Quebec Only)
$35 (Primary Cardholder)
($0 Authorized User Card)

Do not pay for 18 months with no interest

*Offer Subject to Credit Approval with The Brick Card Platinum Account (the Account). Minimum Purchase (excluding taxes) of $250 is required. No interest accrues during the Promotional Period. Any UFW delivery charges, GST (5%), PST or HST (if applicable), Merchant Fee (not applicable in Quebec) and other fees or charges that apply to your Purchase (e.g. environmental fees) are required by UFW to be paid at the time of the Purchase. Any fees or charges fi nanced on your Account, including the Merchant Fee, will form part of your Purchase under the Promotional Offer (the Offer) and for the 18 Months No Payment, No Interest Offer, will not be required to be paid during the Promotional Period. If the minimum payment on the Account during the Promotional Period is not made, the Offer will end and the annual interest rate (“Preferred Rate”) of 29.9% will then apply on any unpaid balance owing under the Offer at that time until it is paid in full. 18 Months, No Payment, No Interest: Merchant Fee is $129.95. No interest accrues and no payments are required towards the Purchase during the Promotional Period. If the balance of the Offer has not been paid in full by the Promotional Due Date, the unpaid balance owing under this Offer will be converted to a Regular Credit Purchase, and the Preferred Rate (29.9%) will apply after the end of the Promotional Period to that Regular Credit Purchase and a Deferral Fee of $42.50 (not applicable in Quebec) will be charged. Minimum monthly payments will also then apply, calculated as set out in the Cardholder Agreement and Disclosure Statement for your Account. Details for a Sample Transaction on your Credit Card Product for the 18 Months, No Payment, No Interest Promotion: Sample Purchase amount (including taxes): $2000.00, Merchant Fee $129.95, and interest charges $0.00. Total interest charges & Merchant Fee: $129.95. Total Purchase Amount (including interest charges, Merchant Fee and taxes): $2129.95. Balance due December 2016, thereafter minimum monthly payments of the greater of 3.5% of your outstanding balance of your Purchases or $10, are due. A Deferral Fee of $42.50 (not applicable in Quebec) is charged and the Preferred Rate (29.9%) applies to the outstanding balance owing under this Offer. Annual Fee (Quebec Only): A $35.00 Annual Fee applies on the Primary Card ($0 each Authorized User Card). For this “No Payment, No Interest” Offer, the Annual Fee will be charged to the Account during the Promotional Period but is not payable until the fi rst statement period after this Offer ends. An Account Statement will be provided monthly and cover a billing period (statement period) of 28-33 days. In Quebec, a 25 day grace period applies to the Balance, and outside Quebec, a 25-day grace period applies to any Purchase that appears on your statement for the fi rst time. The balance under this Offer may be paid at any time before the Promotional Period ends. Monthly payments may be rounded to next whole dollar. See your Cardholder Agreement for more information about the Offer including the fees and charges that apply. ‡Product may vary by location and may not be exactly as illustrated. We reserve the right to limit quantities by store and per purchase. To receive bonus offer or discount, complete package must be purchased and kept. +This offer cannot be combined with any other discount or free gift purchase, sale, or other promotion, unless otherwise specifi ed. Excludes discounted, clearance, “Hot Buy” deals, promoted offers, iComfort, and Tempur-pedic. Minimum mattress purchase $799. ++An Electronic Recycling Surcharge will be added where applicable. Receive an amount equal to the price of the extended warranty towards your next furniture or mattress purchase. Product and service availability, pricing and selection and promotional offers may vary by store. See in store for complete details.